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05, with a total payback number of $1,800.ninety three which including the three% fee paid with the loan quantity, would have a total cost of $255.93. Consultant 19.ninety nine% APR. When you borrowed $five,000 over a 38 thirty day period period as well as the loan had an 6% origination charge ($300), your month to month repayments can be $182.74,